Associate/Senior Associate - Structured Credit - Tampines

With a presence in both the consumer lending and digital banking space, we are building financial products that empower millions of users and drive financial inclusion at scale.

You will be embedded within the Capital Markets team and be exposed to a dynamic environment involving cross-functional collaboration, international debt markets, and innovative financing solutions. This position reports directly to the SVP of Capital Markets.

Responsibilities:

• Support the structuring and execution of debt financing and refinancing transactions across their lifecycle – including due diligence, negotiations, structuring, and legal documentation.
• Monitor portfolio performance, financial covenants, and contribute to capital planning with actionable insights.
• Build and manage day-to-day relationships with a diverse set of international lenders.
• Prepare materials for lender engagement, including pitch decks, financial models, and performance reports.
• Conduct market research and analysis of industry trends and regulatory updates in Southeast Asia.
• Provide additional support for international business expansion initiatives as required.

Qualifications: Bachelor’s degree in Finance, Business, Economics, Engineering, or other quantitative disciplines.

Required Skills:

• At least 2 years of relevant experience in structured finance, debt advisory, credit risk management, or private debt; experience in client-facing roles is preferred.
• Solid foundation in financial modeling, credit analysis, and structuring, with commercial acumen and attention to detail.
• Exposure to legal and tax structuring in transactions is a strong advantage.
• Proven track record of delivering results under tight deadlines in a fast-paced environment.
• Self-starter, highly motivated, and a collaborative team player with a strong growth mindset.