Transaction Monitoring Analyst/ Compliance Officer (6-month contract)

assist with compliance matters for a major payment institution.

1. Job Responsibilities:

1. Transaction Monitoring

• Review alerts generated by transaction monitoring systems and manual triggers
• Identify suspicious patterns such as structuring, rapid fund movement, unusual payment flows, sanctions risks, and high-risk jurisdictions
• Assess transactions against customer profile, source of funds, and expected business activity
• Perform enhanced reviews for higher-risk customers, products, corridors, and merchants
• Monitor merchant acquiring risks (e.g. abnormal sales, excessive refunds, irregular settlement patterns, third-party payment risks)

1. Investigation & Case Management

• Conduct investigations using KYC data, transaction history, counterparties, and supporting documents
• Document clear, concise investigation findings with proper rationale for closure or escalation
• Maintain complete audit trails and supporting evidence
• Ensure timely completion of alerts within SLA requirements

1. Suspicious Activity Escalation

• Escalate potential suspicious activities to Compliance Manager / MLRO
• Support preparation of Suspicious Transaction Report (STR) recommendations
• Assist in STR filing in accordance with internal policies and regulatory requirements
• Maintain strict confidentiality of all investigations

1. Qualifications and Experience

• AML certifications (ACAMS, ICA, CFE) preferred
• Experience with MAS inspections, audits, or remediation projects is an advantage
• Knowledge of payment services, merchant acquiring, cross-border transactions, and marketplace models

1. Core Competencies and Skills

• Strong analytical and investigative mindset
• Clear and structured writing for case documentation and escalation
• High attention to detail and ability to identify red flags
• Proficient in Excel and handling transaction data
• Ability to work independently while engaging stakeholders
• Strongtime management to handle alert volumes and deadlines