AML/KYC Risk Review Analyst (12-Month Contract)

AML/KYC Risk Review Analyst (12-Month Contract)

Working Location: Raffles Place

Key Responsibilities

• Conduct independent AML risk assessments across the customer lifecycle, including onboarding reviews for new and existing customers, Enhanced Due Diligence (EDD), and AML-triggered reviews.
• Assess KYC information, customer profiles, transaction activities, adverse news, sanctions exposure, tax risks, and restricted business activities.
• Provide clear and well-supported risk assessments and recommendations in line with AML policies, procedures, and the bank’s risk appetite.

• Manage AML cases from initial review through assessment, recommendation, and closure while ensuring compliance with internal service timelines and control standards.
• Maintain accurate and comprehensive documentation within internal systems, ensuring proper audit trails and governance standards are met.

• Collaborate with Relationship Managers, Client Engagement Teams, Branches, and AML Operations teams to resolve information gaps and provide AML-related guidance.
• Escalate complex or high-risk cases to relevant stakeholders and decision-makers with clear risk articulation and supporting rationale.

• Prepare structured risk summaries and recommendations for approvers and internal governance discussions.
• Identify recurring risk concerns, control gaps, and process improvement opportunities to enhance operational effectiveness and compliance standards.

• Review and guide junior team members to ensure consistency and quality in AML assessments.
• Support training, knowledge-sharing initiatives, and continuous learning within the team.

• Minimum 2 years of experience in AML, KYC, CDD/EDD, Financial Crime Compliance, or related functions within the banking or financial services industry.
• Good understanding of AML/CFT regulations and internal compliance governance frameworks.
• Strong analytical, problem-solving, and risk assessment skills with attention to detail.
• Good written and verbal communication skills, with the ability to articulate risk assessments clearly and professionally.
• Able to manage stakeholders effectively while ensuring quality and timely case completion.

RecruitFirst Pte Ltd (E.A. 13C6342)