Relationship Manager (SME Financing)

We are seeking a highly motivated Relationship Manager (SME Financing) to drive portfolio growth, manage SME clients, and deliver end-to-end financing solutions.

Responsibilities

• Originate and develop relationships with SME clients seeking real estate-backed financing
• Proactively manage and grow an SME loan portfolio, increasing both client base and loan book
• Maintain close relationships with existing borrowers and support ongoing credit requests

• Prepare credit proposals and conduct financial analysis and due diligence
• Work closely with internal teams to support credit approval and transaction execution
• Coordinate documentation requirements between borrowers and internal stakeholders

• Liaise with external parties including lawyers, valuers, insurers, and service providers to ensure timely loan documentation and disbursement
• Support post-disbursement account management and repayment monitoring

• Follow up on repayments and manage early-stage collection matters
• Work with the team on restructuring or managing distressed loans where required

• Bachelor’s degree in business, finance, accounting, or a related discipline
• Minimum 3 years of experience in commercial banking, SME financing, or relationship management
• Hands-on experience in credit assessment and financing documentation
• Strong understanding of SME and real estate-backed financing structures
• Confident communicator, comfortable engaging clients and external stakeholders
• Strong sense of ownership, results-driven, and able to work independently while collaborating with the team

• Base salary up to S$5,000 (commensurate with experience)
• Attractive commission
• Annual wage supplement (AWS)
• Central office location with shared amenities
• Working hours: Monday to Friday, 9am to 6pm
• Annual leave: 14 days (1 day added per year after 2 full years of service, up to 18 days)
• Birthday leave
• Medical and dental benefits
• Transport claims