Credit Analyst (US MNC)

Job Details:

• Working Location: Shugart (One-North)
• Working hours: Mon - Fri, 8am - 5.30pm
• Contract Duration: 1-year contract (Convertible to perm depend on performance and business needs)

Responsibilities:

• Work closely with relevant departments to secure customer data and financial statements
• Provide effective credit analysis for new and existing customers and evaluate the degree of credit risk associated with the credit line proposed or assigned
• Perform in-depth financial analysis and provide recommendations to assist decision making by management
• Create ad-hoc analysis reports, executive summaries, and regular reports to aid management decision making
• Monitor and analyze key AMER, EMEA and APAC economies
• Identify potential risks and opportunities within the WW customer portfolio
• Perform cash flow analysis and create customer forecasts
• Conduct research and conceptualize new techniques, ideas, and solutions for a variety of credit challenges
• Provide relevant departments with critical updates on the financial condition of their customers
• Working closely with sales and sales operations in managing customer orders while keeping a watch on the credit exposure, past due issues, and to minimize the risk of customer disputes
• Working as one team- coordinate and facilitate global credit and collections efforts and close communication and collaboration within credit and collections team
• Enforce credit policies and procedures through, but not limited to, the following:
• Be familiar with the policies and procedures
• Maintain and update desktop procedures on a regular basis
• Communicate and enforce policies when necessary
• Assist with SOX controls and compliance procedures
• Perform ad-hoc control procedures that may be assigned

• Exceptional analytical skills
• Knowledge in analysis of financial statements, cash flow analysis, industry/market credit research, and ever-changing country risks is a plus
• Outstanding communication and presentation skills with the ability to develop customer relationships, negotiate, and effectively relay information and resolve disputes
• Possess a process improvement mindset with a desire to consistently look for ways to improve efficiency and service while maintaining a “big picture” perspective
• Proven initiative to support current and future growth

Your experience Includes:

• Working in a credit analysis function or quantitative experience
• Bachelor’s and/or equivalent experience
• Proficiency with Microsoft Office applications (Word, Excel, Power Point)
• Ability to effectively manage competing deadlines for projects, with varying degrees of supervision
• Familiarity with SAP system
• Able to understand and relate financial data, news updates and other relevant information made available by market research agencies
• Experience in developing mathematical and statistical models is a plus
• Being proactive on taking actions on anticipated environmental changes, legislation, market movements, annual performance results of our customers, and compliance with statutory and regulatory requirements.
• Basic concept of credit risk mitigation strategies, practices, and systems

We regret to inform only shortlisted candidates will be notified.

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