Business Development Manager (SME Loans) - Toa Payoh

Our client is seeking a Business Development Manager (SME Loans) to join their team!

• Relationship Building: Cultivate and maintain strong connections with SME clients, understanding their unique financing needs and business objectives.
• Client Advocacy: Serve as the primary point of contact for SME clients, addressing their inquiries and concerns with promptness and efficiency.
• Market Intelligence: Develop a deep understanding of clients' industries and market dynamics to offer tailored financial solutions.
• Business Development: Identify and pursue new lending opportunities within the SME segment through proactive prospecting and lead generation.
• Risk Assessment: Conduct thorough credit assessments and risk analyses to evaluate loan applicants' creditworthiness and financial stability.
• Loan Structuring: Negotiate and structure loan terms that align with lending policies, regulatory requirements, and risk management guidelines.
• Portfolio Management: Oversee a portfolio of SME loan accounts, monitoring performance and ensuring compliance with loan agreements.
• Risk Mitigation: Proactively identify and address potential credit risks, implementing appropriate actions to safeguard investments.
• Cross-functional Collaboration: Work closely with internal teams to ensure accurate and timely loan documentation and processing.
• Financial Advisory: Provide valuable insights and recommendations to SME clients on business growth strategies and financial management.
• Application Support: Guide clients through the loan application process, assisting with documentation preparation and ensuring a smooth approval and disbursement experience.

• Industry Experience: At least 4 years of experience in commercial banking, SME lending, or relationship management, with a focus on business development and credit analysis.
• Proven Track Record: Demonstrated success in originating and managing SME loan portfolios, meeting lending targets, and effectively mitigating credit risks.
• Financial Acumen: Strong financial analysis skills, including the ability to evaluate business financial statements and assess credit risk factors.
• Credit Expertise: Familiarity with credit underwriting standards, loan structuring techniques, and risk mitigation strategies in the SME lending context.
• Communication Skills: Excellent verbal and written communication abilities, with the capacity to build rapport with clients and explain complex financial concepts clearly.
• Negotiation Skills: Ability to negotiate effectively and structure mutually beneficial agreements.
• Networking Prowess: Strong networking skills to cultivate relationships with key stakeholders in the SME community, including business owners and industry associations.

How to apply

Ready to join this role? Click Apply now to submit your resume and share your availability and expected salary with us!

We value diversity and encourage applicants from all backgrounds to apply for this exciting opportunity.

All information received will be kept strictly confidential and will be used only for employment-related purposes.

Jobs DB Singapore Pte Ltd | 24C2640

Oh Zi Yi, Joey | R22107510

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