Corporate Loans Relationship Manager[SME Loan experience/commercial banking, SME lending, or relationship management] - Toa Payoh

• Build and maintain relationships with small and medium-sized enterprise

• Act as the main point of contact for SME clients, addressing inquiries,

• Develop a deep understanding of clients' businesses, industries, and market

• Source and identify new lending opportunities within the SME segment,

• Conduct comprehensive credit assessments and risk analyses for loan

applicants, evaluating their creditworthiness, financial stability, and repayment

• Structure and negotiate loan terms and conditions in accordance with lending

• Manage a portfolio of SME loan accounts, monitoring loan performance,

• Proactively identify and address potential credit risks or delinquencies,

• Work closely with internal stakeholders, such as credit analysts and legal

• Provide financial advisory services to SME clients, offering insights and

recommendations on business growth strategies, cash flow management, and

• Assist clients in preparing loan applications and supporting documentation,

guiding them through the loan approval and disbursement process.

Requirements:

• Minimum 4 years’ experience in commercial banking, SME lending, or

relationship management, with a focus on business development and credit

• Demonstrated track record of successfully originating and managing SME

• Strong financial analysis skills, including the ability to evaluate business

financial statements, assess credit risk factors, and perform cash flow

• Familiarity with credit underwriting standards, loan structuring techniques, and

• Excellent communication and interpersonal skills, with the ability to build

• Ability to convey complex financial concepts clearly and concisely, both

• Strong networking skills and the ability to cultivate relationships with key

stakeholders in the SME community, including business owners, industry

associations, and referral partners.