AVP, Risk & Regulatory Compliance (L2 Compliance, Transaction Monitoring,)

We are seeking a highly professional and experienced AVP, Risk & Regulatory Compliance to oversee and lead our regulatory compliance and payments service compliance for our digital asset product, service and platform business.

This role is crucial in ensuring our operations remain fully compliant with all applicable regulations, payment services and connectivity requirements, while ensuring individuals within the team in keeping abreast of global regulatory changes that could affect our clients’ experience and business growth.

Key Responsibilities:

• Conduct in-depth analysis of high volumes of transactional data, identifying patterns, trends, and potential risks.
• Conduct comprehensive post-STR reviews and holistic risk assessment on customers’ relationships and their related parties, including but not limited to customers’ KYC profiles and transactional patterns
• Collaborate closely with cross-functional teams, including Legal, Operations and technology, to optimize monitoring processes and address emerging risks.
• Identify key risk areas and work with internal stakeholders (RMs, Legal, Trade Ops, etc.) to ensure suspicious activities are adequately addressed with supporting documentation and institute effective risk mitigating measures.
• Support Business Units in ensuring adherence to Group Risk and Compliance policies, guidelines and directives. Perform UAT on new/enhanced features and suggest improvements for the relevant AML systems or processes
• Oversee and manage compliance programs across multiple jurisdictions, ensuring full adherence to financial regulations and payment services rules.
• Serve as the key point of contact for regulatory authorities and payment services scheme, handling audits, licensing, and reporting requirements.
• Develop and implement robust policies and frameworks for AML, KYC, and regulatory compliance across the region.
• Collaborate with internal stakeholders to provide compliance guidance on new products and initiatives, ensuring regulatory alignment.
• Keep abreast and assess impact of evolving AML/CFT requirements and typologies and assist Business Units to develop procedures, processes and internal controls in order to manage risks and strengthen all line of defence
• Monitor changes in regulatory requirements, assess potential risks, and proactively adjust compliance strategies.
• Lead or conduct internal compliance training programs to ensure adherence to policies and regulatory expectations, including training to raise staff awareness on AML/CFT controls, trends and typologies.
• Participate in regulatory examinations, audits, and internal investigations as a subject matter expert on transaction monitoring and regulatory compliance.

Requirements:

• Degree with min. 10 years of compliance experience in fintech, payments, or financial services.
• Deep understanding of regional regulatory frameworks and payment service compliance.
• Resourceful and analytical with strong interpersonal and communication skills
• Strong leadership skills with the ability to work cross-functionally and advise senior management.
• Detail-oriented, proactive, and able to navigate complex regulatory environments.
• Bilingual fluency in English and Chinese (written and spoken) is essential to manage English and Chinese-speaking stakeholders.