Loan Business Relationship Manager

• Industry: Financial Services / SME Financing / Business Lending
• Location: Chinatown, Singapore
• Working Hours: Monday to Friday, 9 am – 6 pm Salary: SGD 4,000 – SGD 5,000 + Commission + Performance Bonus

Job Summary

We are seeking a Loan Business Relationship Manager to support client acquisition and portfolio growth within the SME financing sector, with a focus on unsecured working capital loans for businesses in Singapore. The role involves managing the full financing process, including business development, preliminary credit assessment, loan structuring, deal execution, and post-disbursement account management.

Key Responsibilities

• Identify and acquire SME clients requiring unsecured working capital financing solutions.
• Develop new business opportunities through direct sourcing, referrals, and partnership channels.

• Maintain a consistent pipeline of prospective SME borrowers.
• Manage sales activities from prospecting to deal closure.

• Conduct preliminary assessments of financing applications, including review of: Financial statements Bank statements ACRA business information
• Prepare and submit supporting information for internal credit evaluation.

• Recommend financing structures based on business cash flow and funding requirements.
• Present suitable financing solutions to clients.

• Manage the financing process from:

Lead Generation → Client Engagement → Application Submission → Negotiation → Disbursement

• Liaise with internal credit and operations teams to facilitate loan processing and disbursement.

• Manage post-disbursement client relationships, including renewals and repeat f inancing opportunities.

• Monitor repayment performance and support account renewals where applicable.

• Minimum 3–5 years of experience in SME financing, business loan sales, unsecured lending, or related financial services.
• Experience in originating and managing unsecured business loan transactions in the Singapore market.
• Knowledge of SME financial analysis, including interpretation of financial statements and cash flow assessment.
• Familiarity with basic credit assessment principles and financing processes.
• Experience in managing business development and client relationships within SME financing.
• Existing network of SME clients, brokers, or referral partners will be an advantage.
• Experience in fintech lending or alternative financing platforms will be an advantage.

The Supreme HR Advisory Pte Ltd EA No: 14C7279