Credit Analyst - Business & Property Loans - Geylang
Valuemax Group Geylang Full-time
About the Role
We are seeking a meticulous and analytical Credit Analyst to join our team, focusing on the assessment and evaluation of business and property loans. The ideal candidate will have strong financial and real estate acumen, excellent analytical skills, and a solid understanding of credit risk assessment within the Singapore market.
Key Responsibilities- Conduct comprehensive credit assessment and risk analysis of SME business loans and property-backed financing applications.
- Perform property valuation analysis and assess loan-to-value ratios, market trends, and transaction comparables.
- Analyse borrowers’ financial statements, credit reports, cash flow, collateral, and market positioning to determine creditworthiness.
- Prepare credit proposals and make recommendations for approval, ensuring adherence to internal risk and compliance frameworks.
- Monitor and review existing loan portfolios, identifying early warning signals and recommending appropriate actions.
- Collaborate with relationship managers and risk management teams to ensure sound credit decisions and portfolio quality.
- Maintain accurate credit files and update internal systems with loan assessment data.
- Degree in Real Estate, Finance, Accountancy, or related discipline (Real Estate degree preferred).
- 3 to 5 years of relevant experience in credit analysis, preferably in a bank or financial institution with exposure to SME/business and property loans.
- Strong understanding of credit risk, financial analysis, and Singapore property market dynamics.
- Advanced proficiency in Microsoft Excel (financial modelling, sensitivity analysis, and valuation spreadsheets).
- Excellent analytical, problem-solving, and report-writing skills.
- High attention to detail, with strong integrity and ability to work independently in a fast-paced environment.
- Opportunity to work with a Singapore-listed NBFI with strong market presence.
- Exposure to a diverse portfolio of business and property financing deals.
- Competitive remuneration and performance-based incentives.
PasonaGeylang
Job title: Credit Analyst/AVP-CK
Location : Central
Responsibilities
• Conduct review and analysis of existing and potential borrowers for independent and impartial presentation of credit risk assessment.
Main duties
• Conduct independent...
Singapore River, 7 km from Geylang
about the company
Our client is a growing regional corporate bank with an international presence, Singapore branch playing a key role in the SEA market. They have an exciting expansion headcount for a Credit Analyst.
about the job
• Preparing...
Valuemax GroupToa Payoh, 4 km from Geylang
About the Role
We are seeking a meticulous and analytical Credit Analyst to join our team, focusing on the assessment and evaluation of business and property loans. The ideal candidate will have strong financial and real estate acumen, excellent...