Business Development Manager / Loan Officer (SME Loans) | High Gross up to 10k - Hougang

Summary:

• Good Basic Ups to 5500 + Commission
• Promising Increment
• Training and leadership development programs

Business Development Manager

Job Responsibilities:

• Build and maintain strong relationships with SME clients, understand their business needs, and serve as their main point of contact.
• Understand clients’ industries to offer suitable financing options and provide guidance on business growth and financial planning.
• Identify new SME lending opportunities through prospecting, lead generation, and market outreach activities.
• Evaluate loan applications through credit analysis, assess financial health, and ensure compliance with internal policies and regulatory guidelines.
• Structure and negotiate loan terms, manage existing loan accounts, and monitor repayment and performance.
• Collaborate with internal teams to ensure smooth processing, guide clients through loan applications, and support accurate documentation.

Loan Officer

Job Responsibilities:

• Assist clients in understanding personal loan options and recommend suitable products based on their financial situation.
• Handle the end-to-end loan application process, including documentation, initial credit checks, and ensuring compliance with company policies and regulatory standards.
• Work closely with internal teams to ensure timely loan approvals, disbursements, and proper documentation.
• Build strong client relationships through consistent communication, address inquiries or concerns professionally, and maintain trust.
• Promote loan products to potential clients, encourage referrals, and meet monthly disbursement targets while practicing responsible lending.
• Maintain accurate client and loan records, ensure adherence to Singapore’s money lending regulations, and support overdue account recovery efforts including site visits.

Job Requirements:

• At least 5 years of relevant experience in the licensed moneylending industry.
• Proven track record in managing SME loan portfolios or similar lending functions.
• Experience in assessing and managing credit risk, especially for SME clients.
• Good understanding of loan structuring, credit policies, and risk control measures.
• Familiarity with industry standards and best practices in SME credit underwriting.

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We regret that only shortlisted candidates will be notified.

Staffking Pte Ltd (20C0358) | Chew Poh Seng (R25127164)

EA License No: 20C0358