Credit Analyst in Corporate banking - Geylang

A foreign wholesale bank is looking for candidates for the post of Credit Analyst. Successful candidate will: -

Core Responsibilities:

• Credit Risk Assessment: Independently assess and evaluate new credit applications and renewals, ensuring compliance with established bank policies and procedures. This includes analyzing financial statements, conducting due diligence, and making informed credit recommendations.
• Portfolio Optimization: Contribute to the management and growth of the bank's credit and investment portfolio, actively seeking opportunities to enhance profitability while mitigating risk.
• Regulatory Compliance: Execute comprehensive onboarding and ongoing monitoring of clients to ensure strict adherence to anti-money laundering (AML) regulations and all other relevant regulatory requirements. This includes identifying and reporting suspicious activities.
• Client Relationship Management: Cultivate and maintain strong client relationships, providing proactive and responsive account servicing.
• Cross-Functional Collaboration: Effectively collaborate with various departments within the bank and Head Office to facilitate smooth operations and information sharing.

Essential Skills & Qualifications:

• Education: Bachelor's degree (or equivalent) in Finance, Banking, or a related field.
• Experience: Minimum 3 years' credit analysis experience within a banking environment.
• Analytical Skills: Strong analytical and financial analysis abilities; proficient in interpreting financial statements and using key ratios for credit assessment.
• Technical Proficiency: Advanced Excel skills, including financial modelling and projection capabilities.
• Communication: Excellent presentation skills and the ability to clearly articulate complex financial information.
• Teamwork: Proven ability to work effectively within a team and collaborate with colleagues.

Desirable Skills & Qualifications:

• Specialized Knowledge: Experience with Trade Finance products.
• Certifications: CFA charter or other relevant credit analysis certification.
• Language Skills: Ability to understand Thai language will be an added advantage.
• Strictly for Singaporean or Permanent Resident