VP/SVP, Credit Risk Manager, RMG-FI Risk Management

Business Function

To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure.

This role involves the credit risk management of portfolio of clients that are covered by IBG - Financial Institutions Group (FIG).

• Respond to/ Support/ Approve credit requests submitted by FIG.
• Support/ Approve counterparty risk ratings and ensure consistency of ratings across RMG-FI Risk Management (FIRM) portfolio.
• Work together with FIG in assessing, structuring and managing the risk of complex transactions.
• Participate in credit product / program review and approval process.
• Monitor portfolio risk profiles, concentrations, and economic / industry / competitive / regulatory developments. Report risk profile trends and issues to senior management, as well as make recommendations on portfolio action steps, as necessary.
• Evaluate portfolio performance under various stress conditions.
• Ensure integrity and accuracy of credit information prepared including but not limited to those for senior management, the Board of Directors, and regulatory authorities.
• Participate or manage credit risk/ FIRM projects to establish appropriate risk infrastructure.
• Ensure compliance with all applicable credit policies and processes.
• Other duties and responsibilities as required.
• Some key accountabilities include:
• Identify, assess, quantify, mitigate and monitor counterparty and transaction risk for the portfolio.
• Deliver quality and timely credit decisions based on sound judgement and strong understanding of risk drivers.
• Pro-active risk monitoring, review/ assessment and management of portfolio.

• Banking experience of at least 10 years of which at least 5-8 years in Financial Institution credit risk approval. Candidates with experience in Non-Bank Financial Institutions are preferred.
• Demonstrated track record in managing Financial Institutions credit risk.
• Relevant tertiary education from a recognised university.
• Solution orientated team player with strong credit risk management knowledge and skills.
• Ability to handle complex linkages in analysis and solutioning.
• Excellent interpersonal and communication skills and ability to build strong relationships with multiple business partners.
• Strong sense of ownership of results.
• Solution orientated team player with strong credit risk management knowledge and skills.
• Ability to handle complex linkages in analysis and solutioning.
• Excellent interpersonal and communication skills and ability to build strong relationships with multiple business partners.
• Strong sense of ownership of results.
• Work closely with FIG RMs and CRMs.
• Work closely with other RMG Credit Risk units, e.g. Credit Control, Risk Policy, etc.
• Work closely with other stakeholders, e.g. GFM, legal, etc.